Grow your money with
Monexo brings to you Peer to Peer (P2P) lending - a new asset class for investing.
Grow your savings with interest rates between 13 to 30% p.a.
Fund as little as Rs.1,000 on each loan and build a portfolio.
Enjoy systematic, monthly interest payouts - direct to your bank account
Receive monthly repayments of principal and interest.
Reinvest your monthly repayments from borrowers.
Pick a loan to fund or lend automatically through our 'auto-invest' feature.
We are the first P2P lending platform in India to provide our investors with Escrow account, auto invest and insurance cover with 'job loss' protection.
Lending at Monexo marketplace is simple.
Apply
Transfer Funds
Fund a Loan
Earn
As a investor, you can earn great returns by funding loans listed at Monexo. The first step towards that is to complete the online application process which will take only a few minutes. Once you are approved as a lender, transfer a minimum of Rs 1 lac to the third party escrow account managed by IDBI Trusteeship Services Limited (ITSL) to start lending on the platform. You can browse loans in the marketplace and decide which loans to fund based on your risk-return criteria and target portfolio. You have the option to either fund loans manually or use the Auto-Invest feature where loans are funded automatically based on the lending criteria you have set. Once a loan is disbursed, you start receiving monthly repayments into your escrow account from the borrowers.
Every financial decision comes with risks.
At Monexo, we take various measures to enable you to make good lending choices to maximize your returns.
Yours to Decide
You decide your own lending rules based on your risk and return expectations. You can change your rules anytime and system will effect the new rules.
Collection
In case of late payment from borrowers, we will proactively initiate collection process on your behalf. Our certified collection partner will be deployed at the appropriate stage to collect the overdue amount for a fee.
Borrower Screening
In case of late payment from borrowers, we will proactively initiate collection process on your behalf. Our certified collection partner will be deployed at the appropriate stage to collect the overdue amount for a fee.
Accountability
Monexo's fee model is 'success based' - We earn only when YOU earn. We realise earnings only when we collect
Individuals
All legitimate citizens of India, with a valid PAN card and other documents requested by authorities from time to time can be lenders.
Institutions
Companies incorporated in India(excluding not for profit companies, registered or unregistered trust or partnership firm) Banks or Financial Institutions registered in India.
Monexo Investor App
Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Monexo, and does not provide any assurance for repayment of the loans lent on it.
Monexo Fintech Private Limited (www.monexo.co) is having a valid certificate of registration (CoR), dated 28th June 2018, issued by Reserve Bank of India under Section 45 IA of the Reserve bank of India Act, 1934.
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